Banfield Wellness Plans
Banfield offers pet wellness plans only, not pet insurance. Its plans are designed to help you maintain and keep optimal pet health with preventive pet health care. We checked to see what it would cost to get our Newfoundland covered under a basic pet wellness plan (the Special Care plan) plus dental cleanings plus other care, including flea and tick prevention, and the cost came to $48.95 per month.
With Banfield, you need to use all the services, or the monthly cost won’t make sense. It has three wellness plans for dogs: Essential Wellness, Active Prevention, and Special Care.
The Essential Wellness plan covers vaccinations, diagnostic testing, a comprehensive physical exam (two a year), fecal exams, and deworming. Active Prevention covers the same as well as dental cleaning and urine testing. The Special Care plan covers the same as the others, plus preventive X-rays, eye pressure tests, ECGs, and a higher discount on other Banfield products.
With Banfield, you can also add spay and neuter, parasite control, genetic analysis, chronic care options, and more. You will enter into an annual agreement, with the monthly cost spread over 12 months. You can upgrade or downgrade at any time with your 12 months starting over from that point, and if you do cancel before the 12 months is up and you have used services, you are still responsible for paying for the services for as many months as that takes.
PetAssure Wellness
PetAssure is an alternative to traditional pet insurance, where it offers a discount on veterinary insurance. This works well if you have a pet with pre-existing conditions, need wellness care, and your plan does not have it, or you simply want to use a discount plan for your pet care needs. While pet insurance can cover 75-90% of veterinary visits, you must also meet a deductible and make sure your visit is considered a “covered instance.” For this reason, the PetAssure option is a good add-on, alternative, or solo policy to make sure you can get your pets the care they need.
VCA Care Club
VCA Care Club is a plan you can get directly through VCA that covers wellness care on a Schedule of Benefits. With VCA Care Club, you can get different levels of care, depending on if you have a puppy, an adult dog, a senior dog, a kitten, an adult cat, or a senior cat. Usually, coverage will include vaccinations, wellness exams, fecal exams, and more, depending on the animal’s age. VCA does not have a pet insurance option, so its coverage is purely preventive and diagnostic. If any issues are found, those will need to be taken care of out of pocket.
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